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The Splittrader Newsletter and Web Site (collectively referred to hereafter as "Splittrader"), is published as an information service for subscribers, and it includes opinions as to buying, selling and holding various stocks and other securities. However, the publishers of Splittrader are not brokers or investment advisers, and they do not provide investment advice or recommendations directed to any particular subscriber or in view of the particular circumstances of any particular person. The information provided by Splittrader is obtained from sources believed to be reliable but is not guaranteed as to accuracy or completeness. Subscribers to Splittrader or any other persons who buy, sell or hold securities should do so with caution and consult with a broker or investment adviser before doing so.

At various times, the publishers and employees of Splittrader may own, buy or sell the securities discussed for purposes of investment or trading. Splittrader and its publishers, owners and agents, are not liable for any losses or damages, monetary or otherwise, that result from the content of Splittrader. Securities discussed by Splittrader should be considered speculative and contain a high degree of volatility and risk.

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